How it Works
A clear path from first call to authorisation.
No open-ended retainers or surprise fees — you know the scope, the milestones and the cost before we start.
- 01
Discovery call
A free consultation to understand your business model, the permissions you need and your timelines.
- 02
Scoping & gap analysis
We map your current position against FCA expectations and issue a fixed-scope proposal with milestones.
- 03
Preparation & submission
We build the application pack — business plan, projections, policies, SM&CR forms — and submit through Connect.
- 04
Case management & beyond
We handle every case-officer question through to determination, then support ongoing compliance obligations.
Typical timeline
What to expect, week by week
- Weeks 1–2: Discovery, permissions mapping and gap analysis.
- Weeks 3–8: Business plan, financial projections, AML framework and policy drafting.
- Week 9: Internal quality review, SM&CR forms and submission through Connect.
- Months 3–9: Case officer questions, interviews and determination.
Timelines vary with complexity. The statutory maximum is six months for a complete application and twelve months for an incomplete one — completeness is the single biggest factor you can control.
What we need from you
Corporate information
Structure chart, shareholders, directors and beneficial owners.
Commercial detail
Products, pricing, target customers, countries and partners.
Financials
Projections, funding evidence and capital calculations.
Operations
Systems, outsourcing arrangements and money-flow diagrams.
People
CVs and regulatory history for proposed senior managers and the MLRO.
Existing documents
Any current policies, risk assessments or prior FCA correspondence.